安全区域改为从 key window 动态获取

- 新增 RDEPUBSafeArea：参考 GKNavigationBarSwift 的 keyWindow 三级查找与临时 window 兜底
- 移除 reflowableContentInsets 中 top/bottom 40 的固定默认值，改按设备真实安全区生成
- 各取安全区处的 ?? .zero 兜底改为回退到 key window 值
- DEBUG 构建下为文本可读区域绘制红色边框，方便查看排版范围

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

Sources/RDReaderView/EPUBCore/RDEPUBNavigatorLayoutContext.swift

@@ -18,7 +18,7 @@ public struct RDEPUBNavigatorLayoutContext: Equatable {
         pagesPerScreen: Int = 1,
         safeAreaInsets: UIEdgeInsets = .zero,
         userInterfaceIdiom: UIUserInterfaceIdiom = .phone,
-        reflowableContentInsets: UIEdgeInsets = UIEdgeInsets(top: 40, left: 16, bottom: 40, right: 16)
+        reflowableContentInsets: UIEdgeInsets = RDEPUBSafeArea.defaultReflowableContentInsets()
     ) {
         self.containerSize = containerSize
         self.pagesPerScreen = max(1, pagesPerScreen)